Car accidents leave can your life in turmoil, especially if you cannot work due to injuries sustained. Our West Palm Beach, Florida, car accident attorneys can handle your case and answer your questions, so the only thing that demands your attention is your recovery. After an accident, call Advocates USA in West Palm Beach, Fl, immediately to evaluate your case for free at 1-800-872-4878.

A car accident is traumatizing; we all know that. The negative impact caused by accidents, from car damage to bodily injuries, a collisions can change many aspects of your life. That’s why it’s good to understand your rights and seek advice from the best collision attorneys in Florida.

If you were injured in an accident, we could attest that your stress is just beginning. Medical treatment is expensive, and insurance adjusters won’t call you back; the process is time-consuming. In addition, if you cannot work after a car accident, your financial situation will be concerning as you may wonder how you will support your family. 

West Palm Beach’s # 1 collision attorney at Advocates USA has decades of experience in getting compensation for injured victims in car accidents. We serve West Palm Beach and all of Palm Beach County and can help you explore your options while working to recover the compensation you are legally entitled to.  After a car accident, you are in a vulnerable position, especially if you can’t work. Let us answer your questions, submit documentation, and demand the right thing so that you can get monetary compensation and pay for all your expenses if you cannot return to work until you recover. Call us at 1-800-872-4878 to discuss your next steps during a free, no-obligation consultation.

What happens if I can’t return to work after a car accident?

If you are injured in a car accident that prevents you from working, your insurance company may pay your lost wages. Receiving lost wages generally depends on your injury and your insurance company. But there are several categories of reimbursement that you may obtain:

Lost wages

You could be compensated for the time you were unable to work. For example, if you broke your ribs in a car accident and were unable to return to work for 4 months, you may be entitled to the four-month pay that you would have been paid.

Lost earning capacity

This refers to money you lost because your injuries prevented you from attaining your standard wage. Lost earning capacity compensation is usually given after sustaining severe injuries in a car accident and resulted in a long-term disability. For example, if you lost a limb, your ability to earn as much as before is decreased. In this case, you may be entitled to compensation for the loss of your earning capacity.

Missed opportunities

If your injury costs you a job opportunity or pay, you may also be entitled to compensation for that. For example, this happens to independent contractors or people who work on commission after they are injured. Also, if you missed a job opportunity because of your injuries, you may be entitled to compensation for missed earning opportunities.

Will my lost wages be covered by Insurance after a car accident?

If you are unable to work after a car accident, the following insurance coverage plans can compensate you for the wages or income opportunities you lost:

Bodily injury liability coverage: If your accident occurred due to another driver’s negligence, you might be able to use your no-fault coverage to file a claim for your lost wages.

Uninsured motorist coverage: If an underinsured or uninsured driver injures you and you have uninsured or underinsured coverage, you may receive compensation under that policy.

Personal injury protection coverage: Required in Florida, depending on your policy limit, PIP providers will compensate you for your medical expenses and lost wages regardless of fault in a car accident.

Be sure to consult with your insurance agent or car accident attorney about other ways to recover damages for lost wages and opportunities.

How To Receive Compensation If You Cannot Work

If you missed work due to an injury caused by someone else, here are some things you need to do to receive adequate compensation.

Doctor’s report: You will need a detailed doctors report indicating that your car accident injuries prevented you to return to work. The report needs to include treatments, prescriptions, and medical bills. Also, check to see if your insurance company has a report that your doctor needs to fill out. You mustn’t miss your doctor appointments, as this could be a determining factor in your compensation package. The opposing insurance adjusters could use this against you, stating your injuries are not to the extent indicated.

Employer report: You will need to prove you missed work due to your injuries. You can have this verified through your time stamp your with your human resource department.

Police report: Finally, you must provide a copy of the West Palm Beach police report from the accident. If you sustained initial injuries after the accident, the report will indicate such injuries and this will provide a basis for your claims.

Talk to a Florida lawyer about the compensation you deserve

Not being able to work, can leave your life in shambles. If an injury in a car accident prevents you from earning money, you may feel stressed from the uncertainty of how you will pay for your life expenses. Our car accident attorneys at Advocates USA know what to do after your accident.

If you are suffering due to no fault of your own and are concerned about money coming in, we are here to help. Our # 1 West Palm Beach collision attorneys know how to navigate insurance claims and what compensation you can recover. First, let us explain your options and your legal rights to compensation. Then, let us take care of the legalities while you focus on healing.

Our office is in West Palm Beach and we serve all Florida state. We’ve fought for the rights of injured victims for over 25 years, and we know how to get results. If you are now disabled and out of work after a car accident, urgently call Advocates USA attorneys for a free consultation. Pay nothing unless we win your case. Call 1-800-872-4878 today.